About us

Human advice.
Modern finance.

Built to make lending conversations clearer, calmer and more useful.

Finance should make sense.

Line Finance Pty Ltd is an Australian mortgage and finance brokerage focused on clear communication, careful fact-finding and a broad view of client needs. Whether you are purchasing, refinancing, investing or looking at vehicle or business finance, our role is to understand your objectives, gather the right information and help you explore suitable lending pathways.

Our process is designed to help clients understand the moving parts of finance: borrowing capacity, deposit or equity, repayments, loan features, fees, documentation and lender requirements. We aim to keep communication practical and transparent from the initial conversation through to application and settlement support.

We aim to make the finance journey easier to follow from the first conversation through to application and settlement. That means explaining what information is required, how different loan structures can affect repayments and flexibility, and what trade-offs may be relevant to your circumstances. Our service categories span owner-occupied home lending, refinancing, investment property, construction, vehicle and personal finance, asset finance, and commercial or business lending.

Clear discovery
We begin with your goals, timeframe, income, commitments and priorities.
Structured comparison
Suitable pathways can be considered against features, costs and lender criteria.
Application support
We help organise the information and documents required for the lending process.
Ongoing conversation
Finance can change over time, so reviews can help keep your structure aligned with your plans.

Before publishing, add your Australian Credit Licence or Credit Representative number, aggregator details, complaints contact, AFCA membership information and any other mandatory disclosure required for your business structure.

A new brand. Experienced people.

Fresh energy, established lending experience.

Line Finance is a newer finance brand, but our service is built around brokers with practical mortgage and finance experience. That distinction matters: clients get the responsiveness and ambition of a growing business with professionals who understand lender policy, documentation, serviceability and the details that can make an application smoother.

Scenario-led thinking

Not every borrower fits a simple template. We look at the whole scenario—income type, liabilities, deposit or equity, objectives, property or asset, timing and documentation—before discussing possible lender pathways.

Solutions, not promises

Experienced broking is about identifying realistic options and presenting an application clearly. We never treat approval as guaranteed; the lender makes the credit decision.

Regular client offers

From time to time Line Finance may run promotional offers for eligible clients. Every offer is subject to its published eligibility criteria, campaign period and terms and conditions.

Australian broker obligations

For mortgage credit assistance, Australian mortgage brokers are subject to best-interests obligations and must prioritise the consumer's interests where a conflict exists.